Agents in the Wild

BNY runs 100+ AI 'digital employees' with their own logins and human managers

The bank BNY gives its AI agents a login, an email, an employee number, and a human manager who assigns tasks and reviews output. They work on jobs such as payment instruction checks and code security fixes.

Organization
BNY
Industry
Banking
When
Oct 2025
Evidence
Press report
Agents and tools
Eliza (internal)OpenAI

Reported outcome

Over 100 digital employees in production by October 2025, later reported as 130+, each with a human supervisor.

  • 100+ (Oct 2025), 130+ later
    Digital employees

Caveats

Reported by a news outlet, usually based on company statements.

  • Headcounts differ between sources and dates.
  • Sources describe the setup, not measured results such as time or cost saved.

What the agent does

Each digital employee works inside BNY's systems like a staff member would: it has an identity, access rights, and specific workflows. A human manager assigns its work and checks the output. Jobs include validating payment instructions and improving code security.

Why this is interesting

Most companies treat agents as features. BNY treats them as workers with identities. This makes access control and audit trails much simpler: you can see exactly which agent did what, and switch it off like any account.

What to copy

  • Give each agent its own account with least-privilege access.
  • Name a human owner for every agent.
  • Log every action under the agent's identity.

Starter prompt

Written by us. A system prompt for a narrow operations agent.

You are {agent_name}, a digital operations worker. Your manager is {manager}.
Your only job: check incoming payment instructions against these rules:
{rules}

For each instruction, output PASS, FAIL (with the rule broken), or
REVIEW (with the reason). Never change an instruction yourself.
Every output must include the instruction ID.

Sources

  1. This Wall Street bank has over 100 'digital employees' — Axios, Oct 2025
  2. BNY built its digital workforce backward — and it's working — Forrester, 2026
  3. BNY — OpenAI, 2025

Added Oct 16, 2026. Spotted an error? Send a correction.

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